Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

En Pau és un home de 33 anys, l’edat de Crist. És feliç amb la seva feina i la Judit, la seva dona, amb qui s’acaba de comprar un pis al Raval. S’estimen, es miren amb amor i tendresa, mentre van traient de les caixes tots els objectes i els col·loquen al seu lloc. En Pau recorda com estimava el seu avi. Però el seu avi era franquista.

L’actor Pau Vinyals ha escrit El gegant del Pi, aquest monòleg que ell mateix interpreta i que és un procés de creació per trobar les paraules de tots els silencis que habiten una família, un poble; un viatge del poble a la ciutat i de la ciutat al mig del bosc i del bosc al menjador de casa: de l’espai públic al privat.

El gegant del Pi és una autoficció de l’herència rebuda, d’un intent per encarar la construcció d’una llar. De què seríem capaços per defensar casa nostra? Què faríem per salvar un fill? La tribu pot servir per ajudar-nos mútuament o per agafar les armes i lluitar contra l’altre. Ens fa por i temem que ens prenguin el que creiem que és nostre, el que ens pertoca. Poques vegades ens preocupem realment per si estem ofegant l’altre. Ens fa massa por morir i veure morir els nostres, i en aquest acte de salvació trepitgem el que ens fa nosa. Perquè aquesta és una peça que ens parla d’això: del feixisme que irremeiablement portem dins.

Estrenada l’octubre del 2021 a la Sala Planeta de Girona, CaEl gegant del Pi ha rebut el Premi de la Crítica a millor espectacle de petit format del 2023 i els premis BBVA a millor muntatge teatral i millor interpretació.

Durada: 80 minuts.

Schedule

Centre Cívic Casinet d'Hostafrancs

Address:
Carrer del Rector Triadó, 53
District:
Sants-Montjuïc
Neighborhood:
Hostafrancs
City:
Barcelona