Sortida cultural guiada 'Edificis sostenibles 22@'

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.

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Punt de trobada: a les 11h a l'avinguda Maria Girona, Sant Boi de Llobregat.

L'històric barri industrial del Poblenou acull alguns dels edificis sostenibles més representatius de la ciutat. Està situat al districte del 22@ de Barcelona on podreu contemplar alguns d'aquests edificis construïts amb mecanismes i materials que afavoreixen l'estalvi energètic i redueixen l'impacte ambiental.

El districte 22@ Barcelona és un projecte de transformació urbanística innovador que pretén recuperar l'àrea industrial del Poblenou, i convertir-la en un espai de sostenibilitat urbana. Està considerat un dels projectes més ambiciosos d'Europa. En aquesta ruta pels edificis sostenibles podreu conèixer-ne els secrets, tot recorrent el districte tecnològic 22@. Els carrers estan dotats de xarxes d'energia modernes amb fibra fosca de telecomunicacions i d'un sistema de galeries subterrànies, que permet reparar els serveis sense necessitat d'obrir una vorera.

Punt de trobada: MUHBA Oliva Artés, Edifici MUHBA Oliva Artés, Carrer d'Espronceda, 142-146, Sant Martí, 08018 Barcelona

A càrrec de Maria Vallverdú de Sense Pressa. Places limitades amb inscripció prèvia presencialment o bé línia. És necessari portar els auriculars de casa.

Schedule

	Days	Hours	Preus	Observation
	Dissabte	d'11.00 h a 13.30 h	Entrada Gratuïta	Cal inscripció prèvia Places limitades

Others

Occur on:: Centre Cívic Teixonera.
Registration at:: Centre Cívic Teixonera.

Centre Cívic Teixonera

Address:: Carrer d'Arenys, 75
District:: Horta-Guinardó
Neighborhood:: la Teixonera
City:: Barcelona

How to get there

Where: Centre Cívic Teixonera

When: 23/11/2024

Phone number

Tel.:: 932563388

Website

Web inscripcions:: https://teixonera.inscripcionscc.com/
Web:: http://ajuntament.barcelona.cat/ccivics/teixonera