Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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'Magic Days a Casa Seat'

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Traductor de google :

Del 28 de novembre al 5 de gener, CASA SEAT es converteix en un lloc ple de màgia per celebrar el Nadal amb els  Magic Days, una experiència única pensada per emocionar, il·lusionar i sorprendre tota la família.

En aquesta edició, ens acompanyarà un convidat molt especial: Jordi Roca, el famós pastisser amb 3 estrelles Michelin, que aportarà el seu toc personal a cada racó de CASA SEAT i transformarà l'espai en un autèntic paisatge nadalenc ple de sorpreses. A més, l'artista urbà TVBoy serà l'encarregat de donar vida al calendari d'advent a la nostra façana, que cada dia revelarà una nova personalitat destacada de la ciutat.

Durant aquesta experiència 360º també podràs gaudir d'alguna de les creacions dolces més emblemàtiques de Jordi Roca tant al restaurant de CASA SEAT com a la terrassa o a la pop-up shop de Rocambolesc & Casa Cacao, on trobaràs una selecció de productes perfectes per celebrar les festes.

Només s'hi podrà accedir amb  reserva prèvia; per tant, per garantir que tots pugueu gaudir dels  Magic Days, les entrades seran gratuïtes i es llançaran quatre dies diferents:

- 19 de novembre a les 11h podràs reservar per als dies compresos entre el 28/11 i el 05/12.

- 25 de novembre a les 11h podràs reservar per als dies compresos entre el 06/12 i el 15/12.

- 2 de desembre a les 11h podràs reservar per als dies compresos entre el 16/12 i el 24/12.

- 9 de desembre a les 11h podràs reservar per als dies compresos entre el 27/12 i el 05/01.

Primera tanda d'entrades disponible a partir del 19 de novembre a les 11h.

Pare Noel:

Del 2 al 5 de desembre, del 9 al 13 de desembre i del 16 al 20 de desembre

Tarda: 17:00h a 20:00h.

Del 6 al 8 de desembre, del 14 al 15 de desembre i del 21 al 23 de desembre:

Matí: 11:30h a 14:00h.

Tarda: 17:00h a 20:00h.

El 24 de desembre:

Matí: 11:30h a 14:00h.

A partir del 27 de desembre, un  Patge Reial recollirà les cartes dels nens en els horaris següents:

Del 27 de desembre al 30 de desembre de 11:30h a 14:00h i de 17:00h a 20:00h.

El 31 de desembre de 11:30h a 14:00h.

Del 2 de gener al 5 de gener de 11:30h a 14:00h i de 17:00h a 20:00h.

Schedule

DaysHoursPreusObservation
Cada dia excepte 25 desembre, 26 desembre, 24 desembre, 31 desembre, 5 gener i 6 gener
de 09.00 h a 20.30 h
Entrada Gratuïta

L'accés és amb reserva i gratuït (màxim 6 entrades per persona).


Només s'hi podrà accedir amb reserva prèvia.

24 desembre,
31 desembre i
5 gener
de 09.00 h a 16.00 h

Others

Occur on:
Casa SEAT.

Casa SEAT

Address:
Pg Gràcia, 109
District:
Gràcia
Neighborhood:
la Vila de Gràcia
City:
Barcelona
Where
Casa SEAT
When
From 28/11/2024 to 05/01/2025

Website

Web inscripcions:
https://www.casa.seat/ca/agenda/Magic-Days