Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Mari Chordà (Amposta, 1942) fa servir la  imatge, el  llenguatge o l’ acció social com a material de la seva obra i com a part indestriable de la seva vida. L’artista, l’escriptora i poeta o l’activista formen un vincle indissociable que sustenta una actitud i unes conviccions que determinen l’eix vertebral del seu treball i de la seva biografia. Es mou en un present continu, en el qual tot el que fa és una experiència simultània, inseparable. Observadora activa i atenta de la realitat que l’envolta, necessita prendre-hi part, agitar i subvertir allò que veu, des d’uns principis determinats pel  feminisme: sorgits com a resposta al context ofegador del franquisme, però mantinguts en el temps davant una societat que encara ha de canviar molts dels seus valors i que ha de restituir la visibilitat i el reconeixement del treball de les dones.

Va fundar Lo Llar a Amposta, un espai que durant dos anys va ser un centre d’activació cultural on promoure concerts, exposicions i altres activitats. A partir del seu trasllat a Barcelona, va crear amb un grup de dones  laSal, un bar biblioteca pensat com espai per parlar, per tenir suport i assessorament, que derivaria en  laSaledicions de les dones, una editorial de literatura i assaig de dones.  laSal era un lloc on passar-ho bé: “Ens dedicàvem a generar paraula, a generar música i, sobretot, plaer […]. El plaer és molt subversiu.” 1 I és que tot el que fa Mari està travessat per la necessitat de gaudir, pel joc, que no deslegitima la necessitat de lluitar contra la situació de les dones, sinó que la referma. La  reivindicació del plaer és molt present com a necessitat i com a eina per veure el món i, sobretot, per estar-hi, per trencar el que s’havia establert, que relegava les dones a la passivitat o a la negació. El joc també es plasma en les seves escultures basades en la interacció i mobilitat, que sorgeixen a partir de la primera que va fer com a joguina per a la seva filla.

Pionera de la seva generació a expressar la  sexualitat femenina lliure, a parlar del  plaer, de la  maternitat i de  relacions lèsbiques en la seva pintura i la seva poesia, el 1964, mentre encara estudiava en una anacrònica Facultat de Belles Arts a Barcelona, pinta la primera  Vagina: “imaginava el cos femení per dins, amb una mica de recordatori de les formes, però era un figuratiu gens realista”. 2 Pintaels  fluids del cos, les  secrecions, els  òrgans sexuals o els  coits no des de l’abjecció, sinó amb formes i colors atractius molt propers a la sensibilitat visual del pop o la psicodèlia, en què reclama un erotisme plener.

Schedule

Museu d'Art Contemporani de Barcelona

Address:
Plaça dels Àngels, 1
District:
Ciutat Vella
Neighborhood:
el Raval
City:
Barcelona
Where
Museu d'Art Contemporani de Barcelona
When
From 05/07/2024 to 12/01/2025

Phone number

Tel.:
934813368
Tel.:
934120810
Tel.:
934121270
Tel.:
934121413
Fax:
934124602