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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  2. Exposició 'La memòria d'un país'

Exposició 'La memòria d'un país'

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Traductor de google :

L'exposició permanent del Museu d´Història de Catalunya, "La memòria d'un país", mostra la història mil·lenària dels homes i dones que han viscut en les terres que avui coneixem amb el nom de Catalunya. El visitant pot conèixer de primera mà quines són les arrels de la nostra història, com va néixer i com es va expandir la nostra nació, els seus períodes de prosperitat i decadència, i el seu esdevenir fins arribar als nostres dies. A més, nombroses escenografies i interactius li permeten aproximar-s'hi de manera lúdica i participativa.

Schedule

DaysHoursPreusObservation
Dimarts, dijous, divendres i dissabte excepte 5 gener
de 10:00 h a 19:00 h
Entrada general: 6 €


Reduïda: 4 €

- majors de 65 anys

- pensionistes

- titulars Carnet Jove

- titulars carnet d'estudiant internacional

- posseidors carnet de família nombrosa o monoparental

- grups no turístics de més de 10 persones

Combinada (col·lecció permanent

+ exposició temporal):

- general: 8 €

- reduïda: 6 €

Exposició temporal:

- general: 4 €

- reduïda: 3 €

Gratuït:

- primer diumenge de mes

- menors 16 anys

- persones a l'atur

- persones amb discapacitat acreditada

- grups estudiants acompanyats professor

- personal docent

- membres ICOM

- amics del Museu

- 11 i 12 de febrer (Santa Eulàlia)

. 23 d'abril (Sant Jordi)

- 18 de maig(Dia Internacional dels Museus)

- 11 de setembre (Diada Nacional de Catalunya)

- 24 de setembre (la Mercè)

Es recomana adquirir les entrades en línia

a través del web del museu.

També s'ha de fer quan l'entrada sigui gratuïta o d'accés lliure.

L'entrada es tanca 30 minuts abans

5 gener
de 10.00 h a 14.30 h
Dimecres
de 10:00 h a 20:00 h
Diumenge i festius excepte 25 desembre, 26 desembre, 1 gener, 6 gener i 1 maig
de 10:00 h a 14:30 h

Museu d'Història de Catalunya

Address:
Plaça de Pau Vila, 3
District:
Ciutat Vella
Neighborhood:
la Barceloneta
City:
Barcelona
Where
Museu d'Història de Catalunya
When
Permanent event

Phone number

Switchboard:
932254700
Reservations:
932254244
Fax:
932254758

Website

Web:
http://www.mhcat.cat/exposicions/la_memoria_d_un_pais
Web inscripcions:
http://euromus.cultura.gencat.cat/muslinkIII/venda/index.jsp?lang=1&nom_cache=MUSEU&property=MUSEU