Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Amb motiu del cinquantenari de la seva mort, la Fundació Vila Casas celebra una exposició antològica de Francesc Domingo i Segura (Barcelona, 1893-São Paulo, 1974), que ajudi a completar la percepció del conjunt de la seva obra, amb alguns aspectes fins ara desconeguts, i que representi el seu retorn del Brasil, després d’haver assegurat: “No tornaré a Catalunya fins que no sigui lliure”.

Educat en un ateneu obrer i superdotat per al dibuix, fou catalitzador de l’Agrupació Courbet, grup de joves als quals l’escenari noucentista i la influència de Cézanne impulsa cap a les avantguardes. Integrant de l’Escola Catalana de París, el seu art és fruit de l’admiració per Picasso i de l’assimilació íntima de l’art romànic català, en un plasticisme espiritual que el situa en la tríada de l’avantguarda catalana: Miró-Dalí-Domingo. De la seva opció per la figuració, amb la poesia com a inspiració de la seva obra –que és alhora punt de partida de poetes com Carles Riba, entre d’altres–, en resulta un realisme introspectiu, de delicada expressió lírica. La Guerra Civil el condueix a posar-se sense por al capdavant dels artistes, i el seu lideratge en l’anomenada Revolució Catalana li suposa més tard l’exili. A São Paulo, com a partícip del Modernisme brasiler –que digereix les avantguardes europees– i a fi de produir un art purament autòcton, Domingo fa la seva pròpia traducció cultural de la Moreneta i les maternitats mediterrànies, bo i pintant, dibuixant i gravant multitud de mares negres i mulates del Brasil. A més, fundà el Grupo Bisonte, sota la divisa de la unitat en la diversitat, amb què supera la dualitat art abstracte/art figuratiu – creada per raons polítiques– i transmet un missatge universal de fraternitat entre artistes.

Exposició comissariada per Natàlia Barenys.

Schedule

Others

Occur on:
Espais Volart.

Fundació Privada Vila Casas - Espais Volart

Address:
Carrer d'Ausiàs Marc, 22
District:
Eixample
Neighborhood:
la Dreta de l'Eixample
City:
Barcelona
Where
Fundació Privada Vila Casas - Espais Volart
When
From 17/09/2024 to 19/01/2025

Phone number

Tel.:
934817985