Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary
  1. Home
  2. Latest news
  3. Registration is now open for the Barcelona Housing and Renovation Forum 2025

Registration is now open for the Barcelona Housing and Renovation Forum 2025

Registration is now open for the Barcelona Housing and Renovation Forum 2025

08/04/2025 - 17:09

Housing. The fourth edition will be held on 7, 8 and 9 May and will focus on market regulation, increasing public housing supply and renovation.

Registration is now open for the fourth edition of the Barcelona Housing and Renovation Forum (FHAR), promoted and organised by the Municipal Institute of Housing and Renovation (IMHAB) of Barcelona City Council. This year it will be held on the 7th, 8th and 9th of May at the Palo Alto Barcelona facilities.

The new edition will focus on market regulation, increasing public supply and renovation, with the participation of experts and professionals in the sector.

Registration can be made through the FHAR website: fhar2025.barcelona. The number of places is limited.

 

A cross-cutting programme to examine the current state of the sector

The three days of the Forum will be divided into various presentations, panel discussions and visits to different housing projects in the city, focusing on current issues in the city.

One of the main topics of discussion will be public and affordable housing. Presentations will address issues such as the state of social housing in Barcelona and Catalonia, inequalities in access to housing, as well as land generation and the promotion of affordable housing. From an international perspective, the provision of affordable housing in established urban areas will also be discussed, using the example of the city of Paris.

This year, the Forum will also focus on the renovation of public housing stock and vulnerable environments. Professionals and experts from the sector will discuss innovative construction solutions that can be applied and how renovation is a way to guarantee access to housing for citizens. There will also be a space to discuss the lessons learned and the experience of the European Next Generation Funds in the field of renovation aid.

Market regulation will also be a part of the Forum, with the new rental price regulation law being one of the highlights.

 

Visits to houses in Barcelona

On the second day of the Forum, participants will visit different housing projects in the city and learn about experiences with industrialised housing, new construction and renovation.

The full programme can be found on the FHAR website, as well as the registration form to reserve a place. To keep up to date, you can also subscribe to the newsletter.

More info

loading