Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Accés per la porta principal del recinte, a la cruïlla de l'avinguda Pare Claret amb el carrer Cartagena.

Programa Amic Veí:

A través d'aquesta modalitat hi podran accedir els veïns dels barris adjacents al Recinte (Sagrada Família, Baix Guinardó, Guinardó, Camp de l'Arpa del Clot), amb una quota anual de 5 e que els permetrà obtenir una targeta personal i intransferible per accedir-hi de forma lliure i il·limitada.

Els avantatges que obtindreu per fer-vos Amic Veí són: 30% de dte. en l'adquisició d'entrades per a visites guiades, descomptes a la botiga, descompte fins al 20% de dte. en les activitats programades i informació preferent.

Amic Veí Gratuït:

Modalitat adreçada als residents a les finques contigües al perímetre de protecció patrimonial del Recinte Modernista. Aquests veïns i veïnes estan exempts del pagament de la quota anual de 5 e i compten amb els mateixos avantatges que la categoria Amic Veí. Consulteu si podeu acollir-vos a aquesta modalitat enviant un correu electrònic a amics.recinte@santpau.cat.

Amic Col·laborador:

A través d'una aportació anual de 30 e, aquesta modalitat ofereix els següents avantatges: 6 invitacions per a visites lliures, descomptes en les visites i activitats, 30% de dte. en l'adquisició d´entrades per a visites guiades, 30% de dte. en l'adquisició d´entrades addicionals per a visites lliures, descomptes a la botiga, fins al 20% de dte. en les activitats programades i informació preferent.

Amic Benefactor:

A través d'una aportació anual mínima de 50 e, aquesta modalitat ofereix els següents avantatges: 6 invitacions per a visites lliures, 2 invitacions per a visites guiades, descomptes en les visites i activitats: 30% de dte. en l'adquisició d'entrades addicionals per a visites lliures, 30% de dte. en l'adquisició d'entrades addicionals per a visites guiades, descomptes a la botiga, fins al 20% de dte. en les activitats programades, invitacions a les activitats programades i informació preferent. Es pot obtenir la targeta enviant correu a amics.recinte@santpau.cat, trucant al telèfon 93 553 78 26o anant directament al Recinte Modernista, a l´espai d´acollida.

Schedule

Others

Occur on:
Sant Pau Recinte Modernista.

Sant Pau Recinte Modernista

Address:
Carrer de Sant Antoni Maria Claret, 167
District:
Horta-Guinardó
Neighborhood:
el Guinardó
City:
Barcelona
Where
Sant Pau Recinte Modernista
When
Permanent event

Phone number

Information:
93 553 78 01

Website

Web venda d'entrades:
http://www.santpaubarcelona.org