Visita l'interior del Museu de Ciències Naturals

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.

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Traductor de google

El Castell dels Tres Dragons ofereix diverses modalitats de visita. Persones especialitzades en la gestió del patrimoni natural t’obriran les portes i et mostraran els seus espais de treball.T’endinsaràs en reserves, magatzems o laboratoris i coneixeràs alguns dels processos de conservació, preparació o restauració del patrimoni natural que custodia el Museu de Ciències Naturals de Barcelona.Durada de la visita: 65 minuts. Visita accessible per a persones amb mobilitat reduïda amb sol·licitud prèvia.

Les inscripcions començaran el 17 de febrer a les 10h a través de la web https://www.barcelona.cat/museuendins

Schedule

Days	Hours	Preus	Observation
Dissabte	a les 10.00 h i a les 11.20 h	Entrada Gratuïta Cal reserva prèvia	Centre de Documentació En català
	a les 12.40 h		Centre de Documentació En castellà
	a les 10.20 h i a les 11.40 h		Col·lecció de vertebrats En català
	a les 13.00 h		Col·lecció de vertebrats En castellà
	a les 10.40 h i a les 12.00 h		Laboratori de conservació preventiva i restauració En català
	a les 13.20 h		Laboratori de conservació preventiva i restauració En castellà

Others

Registration at:: Oficina Ciutadana de la Cultura.
Occur on:: Castell dels Tres Dragons.
Organised by:: Institut de Cultura de Barcelona.

Museu de Ciències Naturals de Barcelona - Castell dels Tres Dragons

Address:: Pg Picasso, 5
District:: Ciutat Vella
Neighborhood:: Sant Pere, Santa Caterina i la Ribera
City:: Barcelona

How to get there

Where: Museu de Ciències Naturals de Barcelona - Castell dels Tres Dragons

When: 01/03/2025

Phone number

Tel.:: 93 256 22 00

Website

Web:: https://barcelona.cat/museuendins
Web inscripcions:: https://barcelona.cat/museuendins