Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Teatre familiar al Casinet

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Cicle d'espectacles familiars al teatre del Casinet d’Hostafrancs

Programació

Tempus, companyia El Que Ma Queda De Teatre

Diumenge 26 de gener, a les 12 h ENTRADES

En Klaus, un vell rellotger, convida el públic a fer una visita al seu taller, un lloc ple de rellotges, però on curiosament sembla que s’hagi aturat el temps. Klaus no parla. Bé, només diu tempus, però ja se les empesca per explicar la història dels rellotges, demostrar que arreglar un rellotge de paret pot acabar sent una escena ben divertida o convertir-se en el director d’una peculiar orquestra de cucuts.

En Patufet Valent, companyia Amagatotis

Diumenge 16 de febrer, a les 12 h ENTRADES

Avui és un dia especial: En Patufet per fi podrà sortir tot sol de casa. Però quina por! Tots en tenim de por, sobretot quan fem coses noves. En Patufet aprendrà a confiar en ell mateix i viurà totes les aventures que l’estan esperant fora. Un titella la mar d’eixerit i espavilat que amb la seva tendresa, valentia i sobretot amb les seves cançons, explorarà un món desconegut.

L’Adelina i en Hop, companyia Txo Titelles

Diumenge 16 de març, a les 12 h ENTRADES

Una velleta titellaire i el seu gos fidel, viatgen amb llur teatret de poble en poble. El caràcter tranquil i pausat de la velleta contrasta amb el del gos, que és un belluguet i força tabalot. Sempre treballen junts: l’Adelina anima el titelles i en Hop fa de tramoista. Igual que els infants, en Hop creu fermament que els titelles tenen vida pròpia, i durant l’espectacle no es pot contenir…

Un jardí ple de música, companyia Petita Música

Diumenge 11 de maig, a les 12 h ENTRADES

Quines melodies s’amaguen rere un jardí? Poden cantar les flors? Quins són els ritmes d’una regadora o d’una llavor? L’Alba, jardinera d’aquest jardí tan peculiar, ens acompanyarà a través de diverses cançons per aquest món habitat per plantes, marietes i… una gata!

Schedule

DaysHoursPreusObservation
26 gener,
16 febrer,
16 març i
11 maig
a les 12.00 h
Entrada general: 3 €

(a partir de 2 anys)

Cal reserva d'entrada

Centre Cívic Cotxeres de Sants

Address:
Carrer de Sants, 79*83
District:
Sants-Montjuïc
Neighborhood:
Sants
City:
Barcelona
Where
Centre Cívic Cotxeres de Sants
When
From 26/01/2025 to 11/05/2025

Phone number

Tel.:
932918701

Website

Web inscripcions:
https://cotxeres-casinet.cat/programacions-culturals/familiar/