Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Taller d’autocura per a treballadores de la llar i les cures

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Traductor de google :

Apunta’t als tallers d’artteràpia i teràpia corporal per a persones cuidadores professionals.

Les sessions es duran a terme de manera vivencial. Els objectius guiaran els dispositius terapèutics implementats a cada sessió. De manera progressiva, farem servir les diferents arts (dansa, expressió i moviment corporal, plàstica, música, veu, poesia i escriptura, etc.) i la reflexió. Les participants, a través de les eines que se us donaran, aprendreu a interrogar els vostres problemes o afliccions i us connectareu amb els seus recursos interns per fer-los front. El fet de crear art i reflexionar sobre el procés i la feina feta us permetrà

·        Ampliar el coneixement de tu mateixa, per atendre les pròpies necessitats i afavorir la teva autoestima.

·        Despertar el coneixement corporal i connectaràs amb la vitalitat.

·        Aprendre a identificar i gestionar les emocions

·        Connectar amb l'espai vital propi i amb la necessitat establir límits clars i saludables

Schedule

DaysHoursPreusObservation

Dimecres 5 de març

Dilluns 10 de març  

Dimecres 19 de març

Dilluns 24 de març

Dilluns 31 de març

Dilluns 14 d’abril

Dilluns 28 d’abril

Dimecres 30 d’abril

Dilluns 12 de maig

Dimecres 14 de maig

Dilluns 19 de maig

Dilluns 26 de maig

Dimecres 28 de maig
de 16.00 h a 17.46 h
Entrada Gratuïta

Cal inscripció prèvia

Grup 1

de 18.00 h a 19.45 h

Cal inscripció prèvia

Grup 2

Others

Occur on:
Espai Barcelona Cuida.
Organised by:
Mujeres Pa'lante S.C.C.L..

Espai Barcelona Cuida

Address:
Carrer de Viladomat, 127
District:
Eixample
Neighborhood:
la Nova Esquerra de l'Eixample
City:
Barcelona
Where
Espai Barcelona Cuida
When
From 05/03/2025 to 28/05/2025

Phone number

Registration:
653 367 983
Registration:
931 06 72 22

Website

Web:
https://cooperativamujerespalante.coop/