Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  2. Projecció de la pel·lícula "Mami Wata"

Projecció de la pel·lícula "Mami Wata"

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Traductor de google :

Després de gairebé 4 anys, torna el Cicle Cinema Africà i Dona-CCAD amb una nova visió-missió, parlar durant tot l’any de les realitats de les dones africanes i de les dones de la diàspora africana, perquè són temes que no només podem reduir-ho al mes de les dones, perquè les mares, àvies, filles ens poden mostrar la seva saviesa durant tot el cicle d’un any.

El CCAD 2025 es reformula amb una proposta anual que es portarà a terme a 12 espais de la ciutat comtal i durant tot l’any.

La inauguració d’aquest nou cicle serà al Centre Cívic Pati Llimona, el dimarts, 25 de febrer a les 19 h, amb la projecció de la pel·lícula

Mami Wata

Director: C.J. Obasi

Gènere: Drama

País: Nigèria

Any: 2023

Característiques: 107’ | Color | V.O. fon subt. espanyol

SINOPSI

Al poble costaner de Iyi, els vilatans rendeixen culte a la deïtat sirena Mami Wata i confíen en la guia de la seva remeiera Mama Efe. Però quan els nens comencen a morir i desaparèixer, i es sembra el dubte entre la gent, la protegida de Mama Efe i la seva fil han de salvar el seu poble i restaurar la glòria de Mami Wata.

Organitza Africa Adoolu

Schedule

DaysHoursPreusObservation
Dimarts
a les 19.00 h
Entrada Gratuïta

Cal inscripció prèvia

Others

Occur on:
Centre Cívic Pati Llimona.

Centre Cívic Pati Llimona

Address:
Carrer del Regomir, 3
District:
Ciutat Vella
Neighborhood:
el Barri Gòtic
City:
Barcelona