Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Cinquena edició d’aquesta mostra no competitiva que explora territoris cinematogràfics que neixen de la no-ficció, mirant tant a la contemporaneïtat com a les arrels, i estenent-se en un ampli ventall que va des del cinema documental fins a les arts visuals.

En el món de múltiples imatges, de continguts audiovisuals i de pel·lícules en què vivim,  La Inesperada proposa una selecció precisa, de mida humana, en què cada sessió vol ser una experiència curosament programada i, alhora, singular, perquè la totalitat de les obres contemporànies que s’hi presenten són inèdites a Catalunya.

Dijous 20/2

  • 09:15

EXIT

Laboratori per a projectes de producció catalana. CCCB, Sala Raval.

  • 18:00

A Fidai Film, Kamal Aljafari. 78′. VOSC

Filmoteca de Catalunya, Sala Laya. Sessió inaugural. Amb la presència de l’autor. 

  • 19:30

El espíritu de la araña, Antonia Rossi. 63′. Sense paraules.

Cinema Zumzeig. Amb la presència de l’autora. 

Divendres 21/2

  • 18:00

Organizar la indisciplina, Pere Alberó. 83′. VO

Filmoteca de Catalunya, Sala Laya. Amb la presència de l’autor. 

  • 19:30

Sessió de curtmetratges 3D: mons interiors i exteriors. Ken Jacobs, Jodie Mack, Brian Zahm, Takashi Ito, Paul Sharits, Scott Stark, Lillian F. Schwartz i Blake Williams. 65′. Sense paraules.

Cinema Zumzeig. Presentat per Blake Williams.

  • 21:00

Sessió de curtmetratges: Kamal Aljafari (Balconies, Paradiso XXXI 108, UNDR)  i Frank Sweeney (Few can see). 84′. VO Cat.

Filmoteca de Catalunya, Sala Laya. 

Dissabte 22/2

  • 18:00

A Fidai Film, Kamal Aljafari. 78′. VOSC

Filmoteca de Catalunya, Sala Chomón. Amb conversa entre Kamal Aljafari i Xavier Bassas. 

  • 19:30

El espíritu de la araña, Antonia Rossi. 63′. Sense paraules.

Cinema Zumzeig. Amb la presència de l’autora. 

  • 21:00

Festa Major (1933). Eusebi Ferré Borrell, 17′. Sense paraules.

Festa Major (2024). Jean-Baptiste Alazard, 70′. VO cat.

Filmoteca de Catalunya, Sala Laya. Amb la presència de Jean-Baptiste Alazard. 

  • 22:30

Festa!

Bar Bianco Noir. Consumició amb una entrada del festival.

Diumenge 23/2

  • 12:00 (*)

Festa Major (1933). Eusebi Ferré Borrell, 17′. Sense paraules.

Festa Major (2024). Jean-Baptiste Alazard, 70′. VO cat.

Cinema Zumzeig. Amb la presència de Jean-Baptiste Alazard.

(*)  Sessió Vermut . Amb l’entrada, tens una consumició gratuïta al Bistrot del Zumzeig (vermut, vi, cervesa, refresc, aigua).

  • 17:30

Sessió de curtmetratges: Kamal Aljafari (Balconies, Paradiso XXXI 108, UNDR) i  Frank Sweeney (Few can see). 84′. VO cast.

Cinema Zumzeig. 

  • 18:00

Memòria del cinema documental argentí: Fernando Birri (Tire Dié)  i Marcelo Céspedes (Los Totos). 61′. VO

Filmoteca de Catalunya, Sala Chomón. Amb conversa a càrrec de Martín Solá. 

Schedule

Others

Occur on:
Filmoteca de Catalunya.
Occur on:
Zumzeig Cinecooperativa.
Occur on:
Auditori.

Centre de Cultura Contemporània de Barcelona - Auditori

Address:
Montalegre, 5
District:
Ciutat Vella
Neighborhood:
el Raval
City:
Barcelona