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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Scott Henderson guitarra · Romain Labaye baix · Archibald Ligonniere bateria

Convidada Especial Lina Mastalska guitarra

La llegenda de la guitarra Scott Henderson llançarà nou àlbum “Karnevel!”

Scott Henderson llançarà el seu nou àlbum molt esperat “Karnevel!” el 2 de febrer de 2024! L’àlbum anterior de Scott, “People Mover”, va ser votat com a millor àlbum de fusió del 2019 per la revista Jazz Times, i va guanyar tant el millor guitarrista com el millor grup elèctric/jazz-rock/contemporani a l’enquesta dels lectors de JazzTimes.

“Karnevel!” presenta un conjunt divers de belles composicions i demostra la sorprenent capacitat de Scott per combinar elements de jazz, rock, funk i blues d’una manera autèntica, perfecta i musical. Després de 35 anys com a líder d’una banda, Scott és un músic que toca i component continua creixent.

L’àlbum es va gravar en directe a l’estudi amb Romain Labaye al baix i Archibald Ligonnière a la bateria, els mateixos músics de “People Mover”. Després de la sessió en directe, Scott va passar una bona part de temps posant capes de cançons addicionals de guitarra. “Estic content d’haver pogut crear uns quants sons que mai havia fet servir abans”, va dir Scott en una entrevista recent. “La varietat i el ritme són aspectes molt importants d’un disc per a mi, i aquest cobreix molt del territori, des de moments de rock pesat fins a jazz molt harmònic, i hi ha una peça de guitarra en solitari que és una cosa que no he fet en un àlbum. abans”.

Scott va respondre sobre el concepte de l’àlbum: “Ve de ser un fan de la Fira de LA i els carnavals en general, no tant de petit, sinó de ser pare. Disneyland és divertit, però la fira és molt més peculiar, ridícul i sempre divertida. És un ambient boig ple de varietat, com la meva música”.

Nascut el 1954, Scott Henderson va sorgir a la dècada de 1980 amb la seva llegendària banda Tribal Tech i des de llavors s’ha convertit en un dels millors guitarristes i compositors de la fusió de jazz. Scott ha fet gires i enregistra amb Chick Corea, Joe Zawinul de Weather Report, Jean-Luc Ponty i molts altres. Com a líder de la banda, Scott ha fet gires per més de 70 països i ha publicat més de 20 àlbums. Al llarg de la seva carrera, ha guanyat nombrosos premis al millor guitarrista a les revistes Guitar Player i Guitar World, i ha estat a la portada de moltes revistes internacionals de guitarra.

“Pocs jugadors s’han unit a l’esperit del jazz i el rock amb tanta èxit com Scott Henderson, que constantment crea obres mestres de sofisticació harmònica, energia exagerada i bellesa tonal. Està plenament impregnat de la tradició tant del jazz com del rock, i els ha teixit junts per crear una de les veus més poderoses de la guitarra de fusió”. – Revista Guitar Player

Schedule

Others

Tickets sold at:
Jamboree.
Occur on:
Jamboree.

Jamboree

Address:
Plaça Reial, 17
District:
Ciutat Vella
Neighborhood:
el Barri Gòtic
City:
Barcelona
Where
Jamboree
When
21/03/2025

Phone number

Tel.:
933191789
Fax:
933150221