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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  2. Concert recital de piano 'La Sonata a Catalunya'

Concert recital de piano 'La Sonata a Catalunya'

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Traductor de google :

Ricard Lamote de Grignon ha estat un dels compositors més destacats de l’època noucentista, al costat de grans músics com Eduard Toldrà o Frederic Mompou. La diversitat estilística i l’eclecticisme de la seva música sovint no ens ha permès conèixer a fons la qualitat musical de la seva obra, sempre inspirada i amb una personalitat definida. Aquest 2024, en què es commemora el 125è aniversari del seu naixement, David Alegret i Daniel Blanch ens proposen descobrir la diversitat de la nseva obra vocal a través d’un viatge musical que ens permetrà reviure els moments viscuts per un compositor que sentia la música com una necessitat vital.

El programa es completarà amb una selecció de cançons de Joan Lamote de Grignon i l’estrena del cicle La gesta dels estels sobre poemes de Joan Salvat-Papasseit de qui aquest 2024 commemorem el 100 aniversari de la seva mort.

PROGRAMA

Endreça (Apel·les Mestres)                                                         Joan Lamote de Grignon

Les aranyes (Apel·les Mestres)                                     (1872-1949)                                            

Uns llavis molls de la fresca rosada (Jeroni Zanné)

Tres cançons                                                                                 Ricard Lamote de Grignon

Nadal (Pere Benavent)                                                                             (1899-1962)

Melanconia (Rosend Llates)

Per una flor de romaní (Josep Carner)

Mira que és bell el mar (J. Roig Ruiz)

Cançó de la Francisqueta (Josep Maria de Segarra)

Quatre estances de Kayyam (Omar Kayyam)

A l’amic (Ricard Lamote de Grignon)

Plugeta lleu (anònim- trad. Marià Manent)

Cant espiritual (Joan Maragall)

. . .

La gesta dels estels                                                                   Miquel Ortega

a partir de poemes de Joan Salvat-Papasseit                                (1963)

És son pit (Ramon Suriñach)                                                        Ricard Lamote de Grignon

No enyoris mes cançons (Ramon Suriñach)

Siete cancioncillas en estilo popular

sobre textos de autores anónimos (selecció )

Cançó de traginers (Josep Maria de Segarra)

La teva mà (Joan Teixidor)

La nit és freda (anònim)

Tot l’enyor de demà (Joan Salvat-Papasseit)

Schedule

DaysHoursPreus
Dilluns
a les 19.00 h
Entrada general: 20 €


Entrada lliure per als socis de l'Associació Joan Manén

Others

Tickets sold at:
L'Auditori de Barcelona.
Occur on:
Sala 4 - Alicia de Larrocha.
Organised by:
Associació Joan Manén.

L'Auditori de Barcelona - Sala 4 - Alicia de Larrocha

Address:
C Lepant, 150
District:
Eixample
Neighborhood:
el Fort Pienc
City:
Barcelona