Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Mikkel Ploug guitarra · Jeppe Skovbakke contrabaix · Martin Andesen bateria.

Durant els últims 20 anys, el Mikkel Ploug Trio ha fet gires en més de 25 països, mostrant el treball innovador del guitarrista Mikkel Ploug. Conegut per les seves col·laboracions amb la llegenda del saxo americà Mark Turner i el compositor danès guanyador del premi Grawemeyer Bent Sørensen, Mikkel s’ha consolidat com una figura clau de la guitarra de jazz moderna europea. El seu treball ha rebut elogis de publicacions com DownBeat Magazine i Rolling Stone Magazine. Amb més de 17 àlbums editats per segells prestigiosos dels EUA i Dinamarca, el seu disc en solitari “Balcony Lullabies” va ser considerat el “Millor Àlbum de l’Any” pel Morningstar del Regne Unit el 2020. Acompanyant Mikkel en el trio estan Martin Andersen, un dels bateries més sol·licitats d’Europa, i Jeppe Skovbakke, una figura destacada en la tradició d’excel·lència danesa en el contrabaix. El repertori del trio inclou composicions originals de Mikkel, versions de cançons folklòriques daneses i música de Duke Ellington, prometent un concert ple d’interacció alegre i una energia càlida i emocionant.

Mikkel Ploug és la nova sensació de l’escena de la guitarra jazz europea, amb una veu personal i un so que canta – La Vanguardia, Espanya

Classe magistral – El guitarrista danès Mikkel Ploug està en camí d’entrar a la Champions League dels guitarristes de jazz contemporanis – Jazzpodium, Alemanya

“Bellesa extrema” – Downbeat Magazine, Estats Units

Schedule

Others

Tickets sold at:
Jamboree.
Occur on:
Jamboree.

Jamboree

Address:
Plaça Reial, 17
District:
Ciutat Vella
Neighborhood:
el Barri Gòtic
City:
Barcelona
Where
Jamboree
When
28/02/2025

Phone number

Tel.:
933191789
Fax:
933150221