Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Green Lung i Unto Others han anunciat una gira conjunta que promet ser un esdeveniment imperdible per als amants del rock ocult, el metall gòtic i els sons més foscos i pesants de la música actual. Green Lung és una banda de culte en el sentit més autèntic. Formada el 2017 a Londres, els seus dos primers àlbums, 'Woodland Rites' (2019) i 'Black Harvest' (2021), van introduir una sensibilitat de folk-horror al rock ocult, la qual cosa els va guanyar una fervent base de seguidors. En el seu treball més recent, 'This Heathen Land', la banda ha aconseguit crear un so i identitat únics, mantenint la pesadesa a l'estil Sabbath i la captivadora composició de cançons que va fer que els seus discos anteriors fossin tan apreciats en l'escena underground del metall. El disc és una carta d'amor elaborada meticulosament del heavy metal al paisatge folklòric de la Gran Bretanya, i representa la culminació del so que Green Lung ha estat forjant en els seus treballs anteriors. Per la seva banda, Unto Others continua consolidant el seu lloc a l'escena musical amb el seu tercer LP, Never, Neverland, un àlbum que marca un nou capítol per a la banda de Portland. Després de l'èxit dels seus discos anteriors, 'Mana' i 'Strength', 'Never, Neverland' mostra una evolució en el seu so, fusionant elements de gothic metall, punk i classic metall. Unto Others no només com a hereus de bandes icòniques com Type O Negative i Sisters of Mercy, sinó també com una banda de rock al llindar d'alguna cosa gran i impactant. Com a convidat especial a aquesta gira, Satan's Satyrs portarà la seva energia crua i visceral a l'escenari, complementant perfectament a l'atmosfera dels concerts.

Schedule

Others

Tickets sold at:
Razzmatazz.
Occur on:
Razzmatazz.

Razzmatazz

Address:
C Almogàvers, 122
District:
Sant Martí
Neighborhood:
el Parc i la Llacuna del Poblenou
City:
Barcelona
Where
Razzmatazz
When
02/03/2025

Phone number

Tel.:
933208200
Fax:
933000302