Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Camille Saglio veu · Matthieu Saglio cello, sampler, cors

 Quan era petit, Camille escoltava el seu germà gran, Matthieu, assajant escales amb el seu violoncel, i allò li semblava estrany, com un ritual al qual ningú més podia accedir… Amb els anys, cadascun va anar teixint la seva pròpia relació amb la música, la seva pròpia visió: cap a la cançó per a un i cap al jazz i les músiques del món per a l’altre. A poc a poc, es va anar dibuixant un nou espai comú, com si els fils s’entrellacessin per crear un camí que poguessin explorar junts. Camí de cordes, per descomptat, cordes de violoncel i cordes vocals. Cordes tan similars que es confonen, s’ajusten i es barregen amb màgia.

En aquest nou projecte, els dos germans tendeixen caps, ponts, entre els seus universos per donar llum a un nou territori musical: un territori sensible, aeri, infinit… Aquí, es barregen accents orientals, de jazz o de blues, com en l’emocionant versió de ‘Strange Fruit’, així com un univers líric amb l’arc virtuós de Matthieu i la veu hipnòtica de Camille.

Gràcies al sampler, el violoncel es multiplica davant dels ulls dels espectadors, creant arquitectures sonores riques i acolorides. Aquest procés permet que el duet es converteixi en un quartet, o gairebé una orquestra, ja que el ventall de possibilitats és infinit. A vegades pizzicato com una guitarra o una línia de baix, a vegades amb l’arc com un quartet de corda, o improvisacions plenes de llibertat, així es desenvolupa el so polièdric de Matthieu.

Enmig d’aquest embolcall arriba la veu de Camille, capaç de portar l’oient cap als aguts d’un contratenor amb llenguatge imaginari, d’improvisar recreant el timbre d’una trompeta o també de sorprendre amb cançons en anglès, bambara, francès o castellà.

El repertori de Camille i Matthieu Saglio resulta tan inclasificable com magnètic, transportant el públic a un viatge interior i espiritual, guiat per la complicitat dels dos germans.

Schedule

Others

Tickets sold at:
Jamboree.
Occur on:
Jamboree.

Jamboree

Address:
Plaça Reial, 17
District:
Ciutat Vella
Neighborhood:
el Barri Gòtic
City:
Barcelona
Where
Jamboree
When
31/03/2025

Phone number

Tel.:
933191789
Fax:
933150221