Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Camila Cabello és una cantant, compositora, actriu i activista nascuda a Cuba, nominada a múltiples premis GRAMMY. Ha portat la música i la cultura popular més enllà de fronteres i límits, trencant barreres i fent història en el procés. S'ha destacat com “la primera dona hispana a assolir l'estatus de diamant de la RIAA” amb el seu èxit #1 al Billboard Hot 100, “Havana” [feat. Young Thug], que a més es distingeix com “la cançó més reproduïda de tots els temps per una artista femenina”.Ha rebut desenes de premis, inclosos dos Latin GRAMMY®, cinc American Music Awards i un Billboard Music Award. L'any 2018, el seu àlbum debut, Camila, va debutar al #1 del Billboard Top 200 i posteriorment va obtenir la certificació de platí. Va ser nominat al GRAMMY® en la categoria de “Millor Àlbum Vocal Pop”, mentre que “Havana (Live)” va rebre una nominació a “Millor Interpretació Pop en Solitari”. Amb l'èxit del seu senzill triple platí “Never Be The Same”, va fer història novament en convertir-se en “la primera artista a aconseguir dos senzills número u en múltiples formats amb els dos primers senzills d'un àlbum debut”. L'any 2019, va col·laborar amb Shawn Mendes en “Señorita”, un himne multiplatí que va obtenir una nominació al GRAMMY® com a “Millor Interpretació de Dúo/Grup Pop”. El seu segon àlbum, Romance, va assolir l'estatus de platí i la va consolidar com “la primera artista femenina des d'Adele a liderar simultàniament les llistes Billboard Hot 100, Top 200 i Artist 100”. A l'abril del 2022, Camila va publicar el seu tercer àlbum d'estudi, Familia, que inclou èxits com “Don’t Go Yet” i “Bam Bam” amb Ed Sheeran, una cançó nominada a un GRAMMY® i que supera els 500 milions de reproduccions fins avui.

Schedule

Others

Occur on:
Poble Espanyol de Barcelona.

Poble Espanyol de Barcelona

Address:
Avinguda de Francesc Ferrer i Guàrdia, 13
District:
Sants-Montjuïc
Neighborhood:
el Poble-sec
City:
Barcelona
Where
Poble Espanyol de Barcelona
When
24/06/2025

Phone number

Tel.:
935086300
Fax:
935086333