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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  2. Cicle de concerts "BCN Clàssics". Temporada 2024-2025

Cicle de concerts "BCN Clàssics". Temporada 2024-2025

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Us presentem la temporada 24/25 de BCN Clàssics, la nostra Novena. D’octubre a maig, oferirem 10 concerts al Palau de la Música Catalana i un esdeveniment únic al Gran Teatre del Liceu.

Mantenim ferm el nostre compromís amb la ciutat de Barcelona de seguir programant un cicle de concerts amb la màxima excel·lència musical i artística. Alguns dels millors solistes i directors del món ens tornaran a visitar, així com orquestres de prestigi internacional, per interpretar-nos grans obres del repertori universal.

Programació

Dilluns 28 d' octubre de 2024 - 20:00h. Palau de la Música:

Setena de Mahler i Lisa Batiashvili. Paavo Järvi i Tonhalle-Orchester Zürich

Dimecres 4 de desembre de 2024 - 20:00h. Palau de la Música:

Carmina Burana i Orfeó Donostiarra. ADDA Simfònica Alicante i Josep Vicent

Dimecres 11 de desembre de 2024 - 20:00h. Palau de la Música:

Haendel: Música aquàtica & Reials focs d'artifici. Emmanuelle Haïm i Le Concert d’Astrée

Dijous 23 de gener de 2025 - 20:00h. Palau de la Música:

Rèquiem de Mozart. Bach Collegium Japan | Masaaki i Masato Suzuki

Diumenge 2 de febrer de 2025 - 19:00h. Palau de la Música:

Els 12 violoncel·listes de la Filharmònica de Berlín. Gala 50è aniversari

Dijous 13 de febrer de 2025 - 20:00h. Palau de la Música:

Midori i La consagració de la primavera. Jonathan Nott i l'Orquestra de la Suisse Romande

Dijous 6 de març de 2025 - 20:00h. Palau de la Música:

Evgeni Kissin

Dijous 3 d' abril de 2025 - 20:00h. Palau de la Música:

Serena Sáenz i Pablo Sainz-Villegas. Àries i cançons de Bellini, Mozart i Rossini

Dimarts 29 d' abril de 2025 - 20:00h. Palau de la Música:

Patricia Kopatchinskaja & Friends. Celebració del centenari de Pierrot Lunaire de Schönberg al Palau de la Música

Dissabte 10 de maig de 2025 - 19:00h. Gran Teatre del Liceu:

Gustavo Dudamel i London Symphony Orchestra. Marina Rebeka

Diumenge 11 de maig de 2025 - 17:00h. Palau de la Música:

Gustavo Dudamel & London Symphony Orchestra. Simfonia "Tità" de Mahler

Schedule

DaysHoursPreus

Diferents dies. Consultar calendari

Diferents hores. Consultar calendari
Entrada general de: 13 a 275 €


Abonaments:

Abonament temporada: de 217 € a 814 €

Abonament 6 concerts: de 142 € a 525 €

Abonament 4 concerts: de 88 € a 325 €

Gran Teatre del Liceu

Address:
C la Rambla, 51*59
District:
Ciutat Vella
Neighborhood:
el Raval
City:
Barcelona
Where
Gran Teatre del Liceu
When
From 28/10/2024 to 11/05/2025

Phone number

Tel.:
93 342 61 75 De dilluns a dijous, de 9 a 18 h. Divendres de 9 a 15 h.

Website

Web venda d'entrades:
https://www.bcnclassics.cat/