Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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13 de gener de 2025 - 19h

CD FA 660 ANYS | Salvador Brotons

Cobla Sant Jordi - Ciutat de Barcelona

20 de gener de 2025 - 17h

GRANS CONJUNTS

Cobla de l’ESMUC

10 de febrer de 2025 - 19h

CD COL·LEGUES

Sardanes de Jesús Ventura

Cobla Mediterrània

10 de març de 2025 - 19h

CARTA BLANCA A JOSEP A. SÁNCHEZ

Cobla Sant Jordi - Ciutat de Barcelona

24 de març de 2025 - 19h

TIMÓN, GERSHWIN, GUINOVART

Piano, cobla i ballet

Cobla Marinada, Guinovart i Dansa Inst. Teatre

31 de març de 2025 - 19h

CD LES DUES BARÍTONES

Cobla La Principal del Llobregat

7 d’abril de 2025 - 19h

75è ANIVERSARI OBRA DEL BALLET

POPULAR I MIL·LENARI DE MONTSERRAT

Cobla Sant Jordi - Ciutat de Barcelona

28 d’abril de 2025 - 19h

BIENNAL JESÚS VENTURA

Obres del curs d’instrumentació

Cobla Sant Jordi - Ciutat de Barcelona

29 de setembre de 2025 - 19h

EFEMÈRIDES D’AUTORS II

Cobla Sant Jordi - Ciutat de Barcelona

6 d’octubre de 2025 - 19h

MODA I REVOLUCIÓ,

SONS DE LA PRIMERA REPÚBLICA

Cobla Vila d’OLesa

13 d’octubre de 2025 - 19h

EFEMÈRIDES DE SARDANES II

Cobla Sant Jordi - Ciutat de Barcelona

27 d’octubre de 2025 - 19h

50è ANIVERSARI CIUTAT DE GIRONA

Cobla Ciutat de Girona

3 de novembre de 2025 - 19h

A L’ENTORN DE JULI GARRETA

Cobla Sant Jordi - Ciutat de Barcelona

24 de novembre de 2025 - 19h

MEMORIAL JOAQUIM SERRA

Cobles Sant Jordi - Ciutat de Barcelona

i Mediterrània

15 de desembre de 2025 - 19h

CONCERT DE NADAL

Cobla Sant Jordi - Ciutat de Barcelona

i Cobla del Conservatori MMB

Schedule

Others

Tickets sold at:
Teatre.
Occur on:
Teatre.
Organised by:
Agrupació Cultural Folklòrica Barcelona.

Casino de l'Aliança del Poblenou - Teatre

Address:
Rbla Poblenou, 42
District:
Sant Martí
Neighborhood:
el Poblenou
City:
Barcelona
Where
Casino de l'Aliança del Poblenou - Teatre
When
From 13/01/2025 to 15/12/2025

Phone number

Tel.:
93 315 14 96

Website

Web venda d'entrades:
https://www.entrapolis.com/