Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

De l'11 al 16 de març Americana Film Fest celebrarà la seva onzena edició a Barcelona en les seves seus habituals (Cinemes Girona, Zumzeig, Phenomena i Filmoteca de Catalunya).

La pel·lícula inaugural que serà  In the Summers d‘Alessandra Lacorazza, la triomfadora absoluta de la passada edició del Festival de Sundance que es va endur el Gran Premi del Jurat a millor pel·lícula i el premi a millor Direcció. Amb un repartiment destacat pel raper Residente i per Lio Mehiel (Mutt), In the Summers ens presenta la realitat d’una familia fragmentada a través dels diferents estius.

El segon títol que es pot avançar és  I Saw the TV Glow de Jane Shoenbrun. La nova pel·lícula que ens ofereix Shoenbrun després de We’re All Going to the World’s Fair no para de recollir premis i nominacions de la temporada (com les seves 5 nominacions al Independent Spirit o el seu premi del públic de la secció Panorama de la Berlinale). Una pel·lícula bastant inclassificable sobre dos adolescents fans d’una sèrie de terror als anys 90.

I més novetats de cara a la propera edició: el convidat especial serà Ira Sachs, que vindrà a presentar una retrospectiva de tots els seus llargmetratges en col·laboració amb la Filmoteca de Catalunya. Sachs s’ha convertit en un dels autors independents més interessants del moment gràcies a títols com Keep the Lights On, Verano en Brooklyn o la recent i aclamada Passages.

Podeu consultar la programació en aquest enllaç

Schedule

Others

Tickets sold at:
Cinemes Girona.
Tickets sold at:
Filmoteca de Catalunya.
Tickets sold at:
Espai Texas.
Tickets sold at:
Zumzeig Cinecooperativa.
Tickets sold at:
Sala Phenomena Experience.
Occur on:
Cinemes Girona.
Occur on:
Sala Phenomena Experience.
Occur on:
Zumzeig Cinecooperativa.
Occur on:
Filmoteca de Catalunya.
Occur on:
Espai Texas.

Espai Texas, Cinemes Girona, Cinema Phenomena Experience, Zumzeig Cine Cooperativa i Filmoteca de Catalunya

District:
Eixample
Neighborhood:
la Dreta de l'Eixample
City:
Barcelona
Where
Espai Texas, Cinemes Girona, Cinema Phenomena Experience, Zumzeig Cine Cooperativa i Filmoteca de Catalunya
When
From 11/03/2025 to 16/03/2025

Phone number

Tel.:
931184531