Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

  1. Home
  2. Latest news
  3. New renovation grants: three and a half million euros for building accessibility improvements

New renovation grants: three and a half million euros for building accessibility improvements

New renovation grants: three and a half million euros for building accessibility improvements

08/11/2022 - 12:33

Housing. Until December 31, 2022, grants may be requested for the installation of elevators and the removal of architectural barriers and accessibility improvements in multi-family or single-family buildings in the city of Barcelona.

The Barcelona Housing Consortium has opened a call for grants to make multi-family and single-family housing buildings in Barcelona more accessible.

The subsidized actions refer, on the one hand, to the installation of elevators in multi-family buildings that do not have them, both for interiors and exteriors. The buildings must have at least a first floor plus two floors, regardless of the number of stops, and the amount to be subsidized will be 35% of the eligible budget, up to a maximum of €30,000 in the case of interior elevators and €50,000 in the case of exterior elevators. These figures are increased in the case of buildings located in certain specific neighborhoods of the city (available in the bases).

Secondly, this line of aid is also focused on the removal of architectural barriers and accessibility improvements, as well as the extension of stops in buildings that already have an elevator and the implementation of elements for the improvement of communicative accessibility for deaf people, in the event that they did not have one before. The eligible percentage reaches 25% of the eligible budget with a maximum of €30,000.

In total, the call has a budget of three and a half million euros and the subsidy in question will not be available if the work has been started or carried out before the date of application, in addition to being incompatible with any other aid intended for the same action, except for that provided for in Article 7 of the Regulatory Bases. Also excluded are residential buildings not intended for permanent habitual residence.

This line of subsidies also offers the possibility for owners to request a complementary aid of up to 100% of the individual contribution that corresponds to them, according to the requirements of the call.

The grants, available until December 31, 2022, can be applied for telematically by accessing the Virtual Procedures Office of the Barcelona City Council or, if no technical means are available, in person at any of the Housing Offices located throughout the city, with the corresponding appointment. For further information regarding the call for applications, please consult the terms and conditions.

More info