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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

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  3. Agreement worth 22 million euros to build 1,151 protected homes by 2027

Agreement worth 22 million euros to build 1,151 protected homes by 2027

Agreement worth 22 million euros to build 1,151 protected homes by 2027

03/04/2025 - 10:40

Housing. The homes will be built in 19 blocks around 16 city neighbourhoods.

The Mayor of Barcelona, Jaume Collboni, and the Minister for Territory, Housing and Ecological Transition, Sílvia Paneque, signed a joint funding agreement for the construction of 1,151 protected homes in Barcelona by 2027. The homes will be built in 19 blocks around 16 neighbourhoods, boosting the city’s public housing stock.

The agreement came from the latest bilateral meeting between the Government of Catalonia and Barcelona City Council. The Catalan government will be contributing 22 million euros in three annual instalments to the Barcelona Municipal Institute of Housing and Renovation (IMHAB), allowing the latter to build the homes in the short term, through projects already under way or expected to begin between 2025 and 2027.

The 1,151 homes will be built in 19 blocks around 8 city districts:

L’Eixample

  • Gran Via de les Corts Catalanes, 724-726: 64 homes
  • Avinguda del Paral·lel, 100-102: 54 homes

Sants-Montjuïc

  • Carrer de l’Acer, 10: 172 homes
  • Avinguda del Carrilet, 22-24: 40 homes

Les Corts

  • Carrer d’Entença, 250-282 / Carrer del Montnegre, 46: 76 homes

Sarrià – Sant Gervasi

  • Carrer de Gaspar Cassadó, 21: 36 homes
  • Carrer de Dalmases, 63: 10 homes

Gràcia

  • Avinguda de la Mare de Déu de Montserrat, 5-11: 83 homes
  • Casetes d’Encarnació, 13-15-17: 15 homes
  • Carrer de la Farigola, 10-12: 14 homes
  • Carrer de Pi i Margall, 73-75: 20 homes
  • Carrer de la Mare de Déu del Coll, 101-109: 27 homes 

Nou Barris

  • Carrer de S’Agaró, 33-35: 83 homes
  • Placeta de Josep Ma. Jaén: 24 homes

Sant Andreu

  • Carrer de Víctor Colomer, 6-12: 69 homes
  • Carrer de Novelles: 80 homes
  • Carrer d’Arbeca: 108 homes
  • Passeig de Santa Coloma, 20-24: 85 homes

Sant Martí

  • Carrer del Marroc, 128-134: 91 homes

 

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