Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona


Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.


Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.


Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.


Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.


A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.


Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.


The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.


Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

    ->Outside facade of two newly constructed buildings
  • ->A woman walks in front of solar panels
  • ->A roof within a block
  • ->Green landscape in one block
  • ->A woman leaves the home of lift

Areas and neighbourhoods in the city with special subsidies

Renovation is a key tool for addressing social inequalities. Poor building maintenance can damage the health of neighbourhood residents and damages their homes. This results in a deterioration of public space and a lower quality of life in the community.

That is why the Barcelona Housing Consortium - driven by the Barcelona City Council and the Government of Catalonia - offers subsidies for renovation. These subsidies are intended for renovating home interiors and common elements to ensure habitability and accessibility, making them healthy and efficient.

This call is currently opened. In the last call, 46.6 million euros were granted for renovation with the aim of guaranteeing decent housing for all citizens.

A set of special interest areas has been defined, where special subsidies can be obtained. The areas currently included in this programme are:

  • Turó de la Peira
  • Southwest of Besòs and Baró de Viver
  • Ciutat Vella (buildings included in the Plan “Dintres” and the Area of preservation and renovation of San Ramón and Robador)
  • Efficient Block (streets of Viladomat-Gran Vía de las Cortes Catalanas-Calabria-Diputació)
  • Superblocks
  • Ciutat Meridiana

Do you want to know where the areas with special subsidies are?

In these pages, you can find out the different areas of Barcelona that are considered to be of special interest, and therefore enjoy greater protection.

Why are some areas eligible for special grants?

Due to their characteristics, there are areas and neighbourhoods in the city that require special attention and, for this reason, they are eligible for specific grants or grants at a higher value than the rest of Barcelona.

If you live in one of these areas, the grants are processed by the Housing Office of the corresponding district. Specialist staff will deal with the application and will support applicants throughout the process.

Which areas are eligible for special grants?

There are currently three types of urban areas that are eligible for special grants in Barcelona:


Urban complexes

These are housing complexes of special interest with individual renovation agreements.


Conservation and renovation area of Sant Ramon in Ciutat Vella

To allow for special intervention in areas at risk of social breakdown, the Right to Housing Act provides for Conservation and Renovation Areas. One of the main objectives is to improve the housing stock, thereby creating better quality public spaces.


The Efficient Block

The "Illa Eficient" (Efficient Block) was set up to encourage a new approach to sustainable renovation projects and to establish a new global and multidisciplinary housing model. Demarcated by Gran Via de les Corts Catalanes, Carrer de Calàbria, Carrer de la Diputació and Carrer de Viladomat, it aims to give local citizens a central and active role in the home improvement process.

Turó de la Peira

For actions addressing structural problems, the most beneficial amount to be granted is between 50% of the cost of construction, without limit, or the amount foreseen in the call that was approved in the year 2010.
In the case of buildings in the Turó de la Peira area that request grants for the repair of structural problems, 100% of the second diagnostic measures that have been made within the framework of the agreement signed between the District of Nou Barris and the Neighbourhood Association of Nou Barris can be included as subsidised costs. This subsidy shall be paid in full upon notification of the start of construction, provided that invoices and receipts are provided for 100% of the costs of the second diagnosis.

Southwest of Besòs and Baró de Viver

For the installation of elevators in the areas of special interest to the southwest of Besòs and Baró de Viver, the most beneficial amount to be granted is 50% of the cost of construction with a limit of €60,000, or the amount specified in the call approved for the year 2010, regardless of the completion date of construction.
These subsidies are compatible with any other subsidy or aid, provided that the accumulated aid does not in any case exceed the total cost of construction. To guarantee this point, the Municipal Institute of Urbanism will provide a certificate to accredit the financing of the work and the subsidies received by the applicants.

Ciutat Vella (Plan “Dintres” and the Area of preservation and renovation of Sant Ramón)

For renovations to improve the common elements of a building, the subsidy will be 50% of the cost, with a limit of €60,000. When various actions are required in a building, according to the technical report, subsidies may be requested for them separately, provided that an agreement with an approved work schedule has been signed. In these cases, the subsidy shall be granted upon completion of each action, provided that the work schedule is maintained.

In the case of owners or tenants of homes that are included in the Plan “Dintres” of the Ciutat Vella district or the San Ramón renovation area, in the Ciutat Vella district, the subsidy shall be 50%, with a limit of €12,000. The homeowners must prove through the municipal register that the property was and will continue to be their habitual residence. The owners or tenants of these homes shall credit a maximum income of three times the IRSC, according to the household income table established in the current Housing Plan. Subsidies may be requested by both owners who live in the homes and the owners who have rented their properties for habitual and permanent residence, as well as the tenants who live in the property (the latter requires the authorisation of the owner). When finishing construction, the homes must continue to be occupied by the same household as before requesting the aid.

Efficient Block

For the buildings included in the zone of the Efficient Block, whose boundaries are set by the streets of Viladomat, Gran Via de les Corts Catalanes, Calabria and Diputació, the following subsidies are available:

  • 100% of executive projects, including VAT, will be subsidised, with a limit of €20,000, provided they contain an active action from those included in the Master Plan and are executed.
  • The actions executed in accordance with the Master Plan will be subsidised provided they include an active action at 50% of the protected budget, with a limit of €60,000 per action. In the case of generation actions, the subsidy will cover 60% of the protected budget, with a limit of €60,000. If only partial passive actions are foreseen, the general subsidy specified in this call will apply. All actions and expenses included in the Master Plan shall be eligible.


In the areas of the city where the Superblock Programme is being implemented, an Action Plan will be drafted to define the type of mobility for each street: basic network, local network and neighbourhood network. Once this Action Plan has been approved, the buildings facing the streets of the basic and local networks will have a 10% increase in the expected percentage for each action in the call and the limit of the subsidy will increase by €10,000 per action.

Ciutat Meridiana

For the installation of elevators, a subsidy of 75% without limit will be granted.

Share this content