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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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  2. Exhibition: 'L'Oceà parla. Noves ecologies i economies del mar [The Ocean Speaks. New Ecologies and Economies of the Sea]

Exhibition: 'L'Oceà parla. Noves ecologies i economies del mar [The Ocean Speaks. New Ecologies and Economies of the Sea]

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Traductor de google :

An exhibition that analyses the effects of human activity on marine ecosystems, reflecting on how the city can redesign its relationship with the sea through a discourse grounded in innovation.

Barcelona's opening up to the sea was one of the great structural changes that redefined the city in the 1990s. Now, the climate crisis is forcing the city to rethink its relationship with the marine world, and the ecosystems that are a part of it. The exhibition takes an interdisciplinary approach to the subject, looking at it from the perspectives of architecture, fashion, technology, speculative design and urban planning, all disciplines capable of proposing new imaginaries for the great challenges that society is facing. 

Taking as its starting point the history of the relationship between a city - Barcelona - and its waterfront, this exhibition explores the conflicts and circumstances that are replicated in coastal communities around the world, where 40% of the population, and a large part of the most highly valued land, are concentrated.

Curator: José Luis de Vicente

Schedule

DaysHoursPreus
Dilluns
de 15.30 h a 21.00 h
Entrada general: 6 €

El preu inclou la visita a les exposicions permanents


Entrada reduïda: 4 €


Entrada gratuïta:

· Diumenge a la tarda, de 15 a 20 h

. Cada primer diumenge de mes

. 11 de febrer (Santa Eulàlia)

. 24 de setembre (La Mercè)

. Menors de 16 anys

. Posseïdors de la Targeta Rosa gratuïta

. Membres de l'ICOM (International Council of Museums)

. Membres de l'Associació de Museòlegs de Catalunya

. Guies turístics professionals

. Professors d'ensenyament reglat acreditats per la direcció del centre educatiu

. Professors d'ensenyament reglat quan acompanyin un grup d'estudiants

. Persones que disposin del passi metropolità d'acompanyant de persones amb discapacitat

. Periodistes degudament acreditats

. Posseïdors de la targeta Barcelona Card

. Persones inscrites al Gaudir Més

De dimarts a diumenge i festius

excepte 24, 25 i 31 desembre i 1 gener,
de 09.00 h a 21.00 h
24 desembre i
31 desembre
de 10.00 h a 15.30 h

Others

Occur on:
Disseny Hub Barcelona.

Disseny Hub Barcelona

Address:
Plaça de les Glòries Catalanes, 37*38
District:
Sant Martí
Neighborhood:
el Parc i la Llacuna del Poblenou
City:
Barcelona
Where
Disseny Hub Barcelona
When
From 10/10/2024 to 23/02/2025

Phone number

Switchboard:
93 256 67 00
Reservations:
93 256 68 01

Website

Web:
https://www.dissenyhub.barcelona/ca/exposicio/locea-parla-noves-ecologies-i-economies-del-mar