Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Traductor de google :

Repertori:

Nadal Clàssic

Adeste fideles (John Francis Wade)

Greensleaves (Popular anglesa)

Too-Ra-Loo-Ra-Loo-Ra (James Royce Shannon)

Oh Arbre Sant (Popular alemanya)

Joia en el món (Georg Friederich Händel)

Santa Nit (Franz Xaver Gruber)

Christmas duetsThe prayer (David Foster i altres)

Mary did you know (Mark Lowry)

Little drummer boy (Katherine Kennicott Davis)

When a child is born (Dario Baldan Bembo i altres)

Merry Christmas (Ed Sheeran i Elton John)

Les dotze van tocant (Tradicional catalana)

Last Christmas (George Michael)

Carol of the bells (Peter J. Wilhousky)

I’ll be home for Christmas (Kim Gannon i Walter Kent)

All I want for Christmas is you (Mariah Carey)

Villancicos

Los peces en el río – En el portal de Belén – Hacia Belén va una burra – San José al niño Jesús – Campanas de Belén – Ande, ande, ande la Marimoren

aAmerican ChristmasHolly, Jolly Christmas (Johnny Marks)

Jingle Bells (James Lord Pierpont)

White Christmas (Irving Berlin)

Let it Snow (John Green i altres)

Santa Claus is coming to town (J. Fred Coots i Haven Gillespie)

We wish you a Merry Christmas (Tradicional)

Have yourself a merry little Christmas (Hugh Martin i Ralph Blane)

Santa tell me (Ariana Grande i altres)

The Spirit of Christmas (Beth i Adrià Barbosa)

Nadal a Catalunya

El petit vailet – A Betlem me’n vull anar – El desembre congelat – Nit serena de Nadal -El dimoni escuat – Fum, fum, fum – El Noi de la Mare

Artistes

Elena Gadel, Miki Núñez, Beth, Mariona Escoda, La Pau y Joan Garrido, veus

Polifònica de Puig-reig (Josep M. Conangla y Emmanuel Niubò, directors)

Simfònica de Cobla i Corda de Catalunya

Francesc Cassú, director

Programa

La Fundació Lluita contra les Infeccions i la Fundació Metalquimia impulsen el concert solidari «Christmas for a new life. Obrim un nou horitzó per a l’Alzheimer i l’envelliment» per combatre aquesta malaltia.

El concert oferirà un viatge arreu del món a través de les melodies nadalenques més emotives de tots els temps. La Simfònica de Cobla i Corda de Catalunya comptarà amb la col·laboració dels solistes Elena Gadel, Miki Núñez, Beth, Mariona Escoda, La Pau i Joan Garrido, a més de la Coral Polifònica de Puig-reig. Conjuntament, interpretaran una selecció de grans cançons de Nadal de tots els temps i de tots els orígens, adaptades a la sonoritat de la Simfònica de Cobla i Corda de Catalunya, amb peces que van des de la música medieval de Greensleeves fins a les conegudes peces d’Ed Sheeran, Elton John o Mariah Carey. També comptarà amb una peça d’encàrrec, composta per la cantant Beth Rodergas i Adrià Barbosa.

Schedule

Others

Occur on:
Sala 1 Pau Casals.

L'Auditori de Barcelona - Sala 1 Pau Casals

Address:
Carrer de Lepant, 150
District:
Eixample
Neighborhood:
el Fort Pienc
City:
Barcelona