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Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

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Concert "Sant Andreu Jazz Band"

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Fa dos anys vam proposar a Luz de Gas un concert en record de Frank Sinatra amb el  crooner Edu Ferrer i el Joan Chamorro Trio. Era un concert, vam anunciar, que tenia bonus, perquè la Sant Andreu Jazz Band s’afegiria en la recta final de la vetllada, que va ser un èxit, esclar. Repetim ara, però ja amb la Sant Andreu Jazz Band com a protagonista en la seva cita anual amb el festival darrere de la veu poderosa de Ferrer, una altra de les perles sorgides de l’orquestra creada per Joan Chamorro. Arranjaments nous (firmats per Joan Monné), la presència afegida de l’Èlia Bastida String Quartet, estàndards que formen part del nostre imaginari – That's All, Come Fly With Me, New York, New York, My Way i, naturalment,  Fly Me to the Moon– més el record emocionat a un dels grans cantants de la història: una altra nit inoblidable al Palau i al festival a càrrec de la SAJB.

Joan Chamorro, direcció

Edu Ferrer, veu solista 

Èlia Bastida String Quartet 

Èlia Bastida, violí

Lluna Aragón, violí

Leonor Falcón, viola

Marta Roma, violoncel

Sant Andreu Jazz Band

Saxos

Sander Theuns

Pere Company 

Shanti Ming

Koldo Munné (i veu ) 

Lola Peñaranda

Noa Bazuaye

Bernat Benavente

Trompetes

Elsa Armengou 

Martí Costalago

Max Munné

Gerard Peñaranda

Martha Vives

Trombons

Clàudia Rostey (i veu)

Luc Martín

Pere Quintana  

Base rítmica

Anna Ndiaye, piano

Pau Garcia, piano

Mateu Teixidó, contrabaix

Nils Theuns, bateria

Dídac Moya, bateria

Joan Matacàs, bateria

Joan Monné, arranjaments

David Casamitjana, tècnic de so

Schedule

DaysHoursPreus
Divendres
a les 21.00 h
Entrada general de: 20 a 48 €

(+ despeses de gestió)

Palau de la Música Catalana

Address:
C Palau de la Música, 2
District:
Ciutat Vella
Neighborhood:
Sant Pere, Santa Caterina i la Ribera
City:
Barcelona
Where
Palau de la Música Catalana
When
29/11/2024

Website

Web venda d'entrades:
https://www.jazz.barcelona