Tanca Tanca

Housing Glossary

You will find information here on all topics relating to housing in Barcelona

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Accrued interest

The interest applied as a penalisation when the debtor does not comply with repayment obligations. The amount must be established in the contract.

Active supermortgage

This allows the client to choose their loan's benchmark index (MIBOR at three months, six months or a year) so that payment can benefit from lower interest rates sooner.

Adaptable instalment

Characteristic of UCI superloans that allow the borrower to not pay one instalment a year for the first three years if there are problems due to holidays, extraordinary expenses, etc.

Advanced cancellation fee

A commission arising from the financial risk involved in the advanced cancellation of an operation. The applied commission compensates the financial institution for its financial losses.

AEDE

Direct state aid for paying the deposit on a property.

Affordable housing

Group of social housing or dwellings from social renovation projects that are sold or rented at below-market prices.

Affordable rent

The cost of renting these dwellings is below market prices after being included in operations concerning the rented flat pool, social renovation or social housing promotions.

Amortisation

Payment made to repay a loan.

Amortisation period

The duration of the loan. The contract establishes the date of the first and last payments. The longer the period, the lower the payments are, but the higher the interest. You therefore pay more in the end. The monthly instalment should not exceed 35% of your net income.

API

Estate agent. A qualified professional who acts as an intermediary between the two interested parties to facilitate the signing of a real estate contract, which can be a rental agreement, a sales agreement or another similar contract. They usually charge a percentage of the sales price as compensation or commission.

Applicant

A citizen who makes a registration application to the Barcelona Social Housing Applicants Registry, and who represents the other members of the dwelling unit included in the application.

APR

Annual Equivalent Rate. Effective annual cost of the mortgage in terms of interest, commissions and the repayment period. To compare loans, it is not enough to just look at the lowest APR, you also have to compare the conditions, the repayment period and the distribution of instalment payments.

Arbitri municipal de plusvàlua

Former denomination of the capital gains tax on landed property.

Assessment

The value of a dwelling certified by a specialised assessment company, in accordance with the mortgage market law. This certificate not only indicates the real value of the property, it also serves as a reference for obtaining the necessary financing.

Authorisation

Document in which the owner authorises the tenant to carry out building work in the dwelling's interior.

Close glossary

Housing offices only offer face-to-face assistance by prior appointment, so check out the “Housing calls you” service here to receive the most appropriate personalised assistance. If you also need assistance in energy rights, book an appointment with an energy-advice point (PAE) by clicking here. On the other hand, if you reside in an IMHAB public dwelling you can consult our contact, management and processing channels here.​

  1. Home
  2. 8è Cicle de xerrades sobre Art Nouveau 'Portal del Modernisme 2024'

8è Cicle de xerrades sobre Art Nouveau 'Portal del Modernisme 2024'

Back

Traductor de google :

Com cada tardor, torna el cicle de xerrades sobre Art Nouveau “Portal del Modernisme”, organitzat per la Ruta del Modernisme de Barcelona. Torna una nova edició d’aquest cicle de conferències ofertes per especialistes de diferents àmbits de l’Art Nouveau.

Programa

  • 7 d’octubre

La Casa Elizalde i el seu temps

Alna Vendrell

  • 14 d’octubre

Victor Horta et la naissance de l’Art nouveau à Bruxelles

Victor Horta i el naixement de l’Art Nouveau a Brussel·les

Jos Vandenbreeden

Conferència en francès, amb traducció simultània al català

  • 21 d’octubre

Unexpected Pearls in the Middle of Nowhere; Art Nouveau in Subotica

Perles inesperades a la quinta forca: Modernisme a Subotica

Viktorija Aladžic

Conferència en anglès, amb traducció simultània al català

  • 28 d’octubre

Interiors museïtzats: la casa-museu modernista

Jose Ignacio Carrillo

  • 4 de novembre

L’escultor Josep Maria Barnadas: classicisme i naturalesa fin-de-siècle

Xavier Soler Àvila

  • 11 de novembre

La unison cu Europa: Oradea Art Nouveau

Alhora amb Europa: el Modernisme d’Oradea

Ramona Novicov

Conferència en romanès, amb traducció simultània al català

  • 18 de novembre

El japonisme a Catalunya

Ricard Bru

  • 25 de novembre

A World Made of Clay: Art Nouveau and Ceramics

Un món fet de fang: Modernisme i ceràmica

Paul Greenhalgh

Conferència en anglès, amb traducció simultània al català

Schedule

DaysHoursPreusObservation
Dilluns
a les 19.00 h
Entrada Gratuïta

Places limitades


Cal inscripció prèvia a partir del divendres 20 de setembre a les 10 h

Centre Cultural La Casa Elizalde

Address:
Carrer de València, 302
District:
Eixample
Neighborhood:
la Dreta de l'Eixample
City:
Barcelona
Where
Centre Cultural La Casa Elizalde
When
From 07/10/2024 to 25/11/2024

Phone number

Registration:
933 177 652 De dilluns a divendres en horari laboral

Website

Web:
https://rutadelmodernisme.com/ca/